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REAL ESTATE AUCTION
SATURDAY, OCTOBER 2, 2004
At 10:00am
-on the premises-
3958 Ady Road, Pylesville, MD 21132
ATTN: INVESTORS & 1ST TIME BUYERS!
Inspection: Wednesday, Sept. 29, 5:00–7:00PM, 1 hour prior to auction or by appointment w/Auctioneer.
$108,150.00
Features of This Home
Legal: Deed is recorded among the records of Harford County at Liber 2021 folio 215. Lot 18, Sherrill Gardens, recorded at Plat Book 15 Page 3. Lot 18 further described as 100’X214’ and containing .49 acres, more or less. Assessments and Taxation Records Map 10, Grid 4E, Parcel 136, Subdivision 503, Lot 18, Group 80.
Real Estate Taxes: $1,035.00 per annum Zoning: Rural Residential

Interior: Recently Renovated and Remodeled! Come Take A Look!
Main Level:
Living Room – 13’5x12’
Eat-in Kitchen - 12’x9’5
Main Bedroom - 12’x11’
2nd Bedroom - 9’x8’5
One Full Bath
Lower Basement Level:
Family Area - 12’x11’
Additional Family Area/
Bedroom/Your Choice- 19’5x11’
Laundry Area - 11’x8’5
Walk-out Entrance

***Interior is freshly painted and only needs to
be carpeted and linoleum placed as desired.***
Exterior & Utilities:
Maintenance Free
Vinyl Siding
Asphalt Shingle Roof
16’x12’ Rear Deck
Front Deck-type Steps
12’x65’ Former Mobile Home
on a Block Foundation
2-Zone Oil H/W Baseboard Heat
50gallon Hot Water Heater
Detached 24’x24’ maintenance-free
2-car+ Garage. Interior is drywall,
has 110/220 electric & has its own
heating system
Blacktop Driveway & Parking Area
Well and Septic
Updated Windows
2 Window Air Conditioners
Washer & Dryer Included (as is)

Cindy T. Isennock, CAI, ISA – Auctioneer
Robert L. Isennock, Sr. – Auctioneer
Rick Williams, CAI – Auctioneer

REAL ESTATE AUCTION TERMS

A deposit of $5,000.00 in Cash, Guaranteed or Certified Funds, or in a manner acceptable to Auctioneer, shall be due at time and place of auction. A 5% Buyer’s Premium will be added to the hammer price and be considered as part of the total purchase price. The balance of the purchase price is to be paid at settlement, which shall take place within 45 days from the auction. Time is of the Essence. If payment of the balance does not take place within the 45 days, the deposit may be forfeited and the property resold at the risk and expense of the defaulting purchaser. Taxes to be adjusted to date of settlement and assumed thereafter by the Purchaser. All other public charges and assessments payable on an annual basis, including sanitary and/or metropolitan district charges, to be adjusted for the current year to date of settlement and assumed thereafter by the Purchaser. Cost of all documentary stamps, transfer taxes and all other expenses incidental to the conveyance of the property shall be paid by the Purchaser. Purchaser shall have the opportunity of having the title examined. Should any legal defect be found in the title, Seller shall be furnished with a written statement thereof and given a reasonable time thereafter within which to correct the same, however, in no event to exceed ninety (90) days from the date of the Sales Contract. In the event of extension of closing date, all parties will be notified in writing. If a refund of deposit is made due to title defect, this sale shall be void and have no effect, and the Purchaser shall have no further claim against the Seller. The property will be sold in “AS IS” condition and subject to conditions, restrictions and agreements of record affecting same, if any, and with no warranty as to the description of the improvements. The Purchaser agrees to waive the right of inspection for lead paint as provided under current Federal and State Law. The Purchaser waives and releases the Sellers, the Auctioneers, and their respective agents, successors and assigns from any and all claims the Purchaser and/or its successors and assigns may now have or may have in the future relating to the environmental condition of the property. All information is deemed reliable, but not guaranteed. All announcements made day of auction shall take precedence over any prior verbal or written announcements and terms.

PURCHASING REAL ESTATE AT AUCTION - GENERAL INFORMATION
The following information is provided by Isennock Auction Services, Inc., your Professional Auctioneer, to assist you in understanding your purchase of a property at public auction. The material in this form is general in nature and does not limit your obligations under the contract of sale that you will be required to sign.
TERMS OF SALE: Your responsibilities as a purchaser have been advertised prior to the day of sale and will be read by the Auctioneer at the time of sale. Additional terms may be announced on the day of sale or may be posted at the sale site. The Auctioneer will make important announcements regarding the property and your obligations as a Purchaser. Please feel free to ask any questions regarding these terms. There is a “Buyer’s Premium” which will be a percentage that will be added to the amount of your accepted bid to become the contract bid price for the property. For the purposes of simplicity, the following example is given: If the accepted bid is $10.00 and the Buyer’s Premium is 1% ($10.00 X .01), then the contract price is $10.10.
CONDITIONS OF PROPERTY: The property will be sold “AS IS”. Unless otherwise announced, the Sellers make no representations or warranties about the condition of the property. The Sellers will not make any repairs.
DEPOSIT: Your deposit will be credited towards the purchase price. If you do not comply with the “TERMS OF SALE”, either published or within the contract of sale, you might lose all or part of your deposit. In addition, if you fail to settle for the property, you might be obligated to pay the expenses to resell the property.
EXPENSES: You will be responsible for the expenses of owning the property as of the date of settlement. We recommend that you obtain a fire insurance binder on the property immediately as of the date of sale. The Purchaser will pay all of the settlement expenses, including title fees and recordation costs.
SETTLEMENT: The settlement or closing period is specified within the terms of sale. You will be expected to settle for the property within the specified time.
FINANCING: It is the Purchaser’s responsibility to obtain financing. If you plan to use a mortgage to purchase the property, we recommend that you apply for the loan immediately. If the bank must take longer than the specified time to complete the loan, the Sellers may extend settlement for a short period of time if you can provide proof of a loan commitment. If you do not obtain the financing within the specified time for settlement, you will be in default of your contract of sale.
FAILURE TO COMPLY WITH ANY OF THE TERMS OF SALE MAY CAUSE YOU TO FORFEIT YOUR DEPOSIT AND BE RESPONSIBLE FOR THE EXPENSES TO RESELL THE PROPERTY!
Auctioneers-Appraisers-Real Estate Broker
410-557-8052 (office) – 410-692-6449 (fax)
e-mail: info@isennockauction.com
Cindy T. Isennock, CAI, ISA, Auctioneer
Robert L. Isennock, Sr., Auctioneer
Rick Williams, CAI, Auctioneer

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Isennock Auction Services, Inc. (the Auctioneer) has attempted to describe all items in an accurate manner and will not be held responsible for any description of items contained herein. The Auctioneer's descriptions are done in good faith, and no warranties of any kind are made. The Auctioneer does not make any warranty as to the particular colors or other intrinsic or specialized traits of an item that appears in a photograph either on the website or in any written material produced by Auctioneer. All items are sold "AS IS". All sales are final. All credit card sales are final.

Phone 410-557-8052
Fax 410-692-6449

Robert L. Isennock, Sr.
Cindy T. Isennock, CAI, ISA
Isennock Auction Services, Inc.
4106B Norrisville Road
White Hall, MD 21161

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